tips by billie

My morning routine I am going to share with you guys my everyday morning routine, i.e., what I do every morning.  v I pray to God, to commit the day into Gods hands and all activities that I will be doing that day.   v Brush my teeth, take some honey, the reason for taking honey is that taking honey in the morning they say brings good luck.   v I make my bed, clean my room, check my phone for any emails, check my mobile banking to see what is going on with my account and also it helps me to see if any illegal transactions have been taking place.   v I prepare a healthy drink like super soft organic smoothie powder mix. This really helps me to have a good start for the day, it gives me the energy to do some house chores.   v During the school day, I wake the kids and get them ready for school, I always make sure they’ve had their breakfast because it’s very important for my kids to have something in their tummy before going to school. I drop them off, it tak...

Christmas Shopping My Christmas shopping was very easy as I decided to do my shopping gradually starting with my kids. Believe it or not the last time I bought my kids shoes was in 2019 this because they have shoes that they still wear, it also saves me money, I always try to buy, quality trainers, for them, because they last longer even though they are expensive but it worth every penny.   In my previous article about money-saving tips, this is another way of saving money for a sunny day. The first thing I bought last Christmas: -   Ø Clothes, yes, I got them clothes, shoes and then a Christmas present   Ø I started buying other stuff like some of the things I   need in my kitchen. I didn’t bother to buy anything for myself as I have got clothes that I bought in the month of October this gave me a breather because I don’t have to worry about myself because I have done that already   Ø This is why is very important to always plan ahead, bu...

  Honesty When we talk about the word honest, everyone can relate with this word honesty.   We are living in a world where it becomes difficult to find people who are real with you, people, have become greedy that they don’t have any shame, they become so deceitful that they can change within a blink of an eye. They only close to you when they are benefiting from you because of their selfish interest, they deceive people and claim to be helping them, they lie to make themselves feel better, they pretend in other to deceive they call God as they want to be perceived as a good person.   One thing they fail to understand is that, you can fool people some of the time but you cannot fool people all of the time, they forget that the universe has a way of catching up with fake people as Rachel Hawthorne says (“Deception may give us what we want for the present, but it will always take it away in the end”,)   If everything you acquired is through lies and deceit it wil...

  My child year 7 experience Going to secondary school is something that can be scary for every child who left primary school, in case of my son, he was very anxious when he was going to high school.   He missed out on his preferred school as he failed to meet the required score which was very sad. Because of this, I had to look for an alternative school a place for him, along the line I made a mistake by accidentally selecting a school that I thought was a better choice only for me to discover that it was the wrong choice. I put his name down on a waiting list for his preferred choice, but it’s going to be a long way as other people are also on the waiting list as well, but fortunately, his position on the waiting list has moved forward.   I am hoping that by next year he will be in his preferred school, which is also close to where we live and more convenient because I have to drop and pick his baby brother too. His present school is not that bad, but some of th...

  Topics Money-saving and management tips No one can say 2020 didn't have any impact on their lives, we have seen different types of things that we couldn't have ever imagined that we would see during our lifetime. I have no doubt that everyone one of us is overwhelmed with emotions, sometimes I ask myself questions and try to answer those questions myself as no one was able to or have a clue on the issue facing our world.   It became clear that everyone needs to do something to survive in this present economy, I’ve seen a lot of people lose their jobs while some people continued to generate more income.   I can relate to a lot of people who have only one stream of income, which comes from their job.   We need to learn how to save money on a rainy day, which we can rely on during sunny day like the one we are in right now, every penny you save really counts. Some of my tips I use to save money, I am going to share with you.   Ø    ...